Pricing Units, Proprietary Limits & Migration Complexity
The operational fine print U.S. SaaS founders and small business owners check before committing.
| Evaluation Dimension | Open Net Worth | TimeTracker |
|---|---|---|
| Starting Price & Billing Unit How your monthly bill scales | $0 Open Source (Open Source (AGPL-3.0)) Transaction / Processing Rate | Free / $19/mo Managed Cloud Pro Transaction / Processing Rate |
| Free Tier & Included Quotas Sandbox vs production allowance | Open Net Worth is self-hostable (Open Source (AGPL-3.0)) at $0 license cost | TimeTracker is self-hostable (Open Source (GPL-3)) with managed Managed Cloud Pro cloud starting at $19/mo |
| Proprietary Limits & Gotchas Caps, lock-in & overage cliffs | Open Net Worth tier notes — Flat-Rate Small Business Pricing: 100% free & open-source; Full API & Webhooks: Full source & API access | TimeTracker tier notes — Flat-Rate Small Business Pricing: No per-seat enterprise lock-in; Full API & Webhooks: Open API & webhooks |
| Migration Complexity Engineering & ops switching effort | Low (< 30 mins) Configure Open Net Worth (Flat-Rate Small Business Pricing, Full API & Webhooks, Self-Hostable / Open Source) and import existing accounting, billing & invoicing records | Low (< 30 mins) Configure TimeTracker (Flat-Rate Small Business Pricing, Full API & Webhooks, Self-Hostable / Open Source) and import existing accounting, billing & invoicing records |
| Target Company Stage Best operational fit | Solo Founders & Accounting, Billing & Invoicing SMBs | Solo Founders & Accounting, Billing & Invoicing SMBs |
| Data Privacy & Compliance U.S. & enterprise governance | Open Source / Self-HostGDPR / CCPA ReadyFlat-Rate Small Business | Open Source / Self-HostGDPR / CCPA ReadyFlat-Rate Small Business |
Interactive Workload & Infrastructure Cost Simulator
Compare realistic monthly & annual platform spend by production workload stage (not fake per-seat math).
Open Net Worth: Transaction / Processing Rate
TimeTracker: Transaction / Processing Rate
Estimated Annual Savings with Open Net Worth: $228/yr
Saves ~100% annually at this workload tier based on published USD rates.
Technical Capability Matrix
Side-by-side feature, API, and data-ownership checklist.
| Feature Specification | Open Net Worth | TimeTracker |
|---|---|---|
| Flat-Rate Small Business Pricing pricing | Supported 100% free & open-source | Supported No per-seat enterprise lock-in |
| Full API & Webhooks developer | Supported Full source & API access | Supported Open API & webhooks |
| Self-Hostable / Open Source infrastructure | Supported Open Source (AGPL-3.0) repository | Supported Open Source (GPL-3) self-hostable |
Official Published USD Pricing Tiers
Verified plan structure for Open Net Worth and TimeTracker.
Open Net Worth Plans USD Verified
Free / Open Source
monthly
TimeTracker Plans USD Verified
Open Source / Self-Hosted
monthly
Managed Cloud Pro
monthly
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Frequently Asked Questions
Key pricing, quota, migration, and security answers for Open Net Worth vs TimeTracker.
What is the main difference between Open Net Worth and TimeTracker in 2026?
Open Net Worth ($0 Open Source (Open Source (AGPL-3.0)), billed by transaction / processing rate) is best suited for: Self-hosted alternative to Claude and ChatGPT Personal Finance. An AI agent that manages your budget and investments, an By contrast, TimeTracker (Free / $19/mo Managed Cloud Pro, billed by transaction / processing rate) is best for: Alternative to Clockify, Toggl, Harvest — Free open-source time tracking software with 120+ features. Track time, manage
How do Open Net Worth and TimeTracker compare on free tiers and USD pricing?
Open Net Worth: Open Net Worth is self-hostable (Open Source (AGPL-3.0)) at $0 license cost. TimeTracker: TimeTracker is self-hostable (Open Source (GPL-3)) with managed Managed Cloud Pro cloud starting at $19/mo. Always compare based on your real workload metric (Transaction / Processing Rate vs Transaction / Processing Rate) rather than headline base tier alone.
What proprietary feature limits or overages should founders watch out for?
On Open Net Worth: Open Net Worth tier notes — Flat-Rate Small Business Pricing: 100% free & open-source; Full API & Webhooks: Full source & API access. On TimeTracker: TimeTracker tier notes — Flat-Rate Small Business Pricing: No per-seat enterprise lock-in; Full API & Webhooks: Open API & webhooks.
How difficult is migrating from TimeTracker to Open Net Worth, and what compliance is supported?
Estimated migration effort to Open Net Worth is Low (< 30 mins) (Configure Open Net Worth (Flat-Rate Small Business Pricing, Full API & Webhooks, Self-Hostable / Open Source) and import existing accounting, billing & invoicing records). Security & data governance signals for Open Net Worth include Open Source / Self-Host, GDPR / CCPA Ready, Flat-Rate Small Business, while TimeTracker offers Open Source / Self-Host, GDPR / CCPA Ready, Flat-Rate Small Business.
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